Entries Tagged as 'Save Money'

Best Web Sites for the Coming Year

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Faves and Raves, a promising new blog, listed theBest Web Sites for 2009. 2009 is expected to be the year for sites that offer location-based services, work-anywhere collaboration and video.

While video is used mostly for entertainment purposes, it has the advantage of being a great way to convey a message of any type. And with more people working from home and from on the road, collaboration web sites and sites that help you stay on task will dominate.

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Teach Your Kids Good Money Management

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A lot of teens these days don't  understand the value of earning money and spending money wisely. They have not been taught that saving is necessary and advisable even if they are young. As parents, you play a crucial role in educating them about good money management.

You should be able to teach your kids how to save money. It is important that they learn to understand the concept of money and investment as early in life as possible. This will prepare them to learn money management. Here are some tips on how you can teach your children how to save money:

1. Your children should be educated as to the meaning of money. Once your children have learned how to count, that is the perfect time for you teach them about money. You should be consistent and explain to them in simple ways and do this frequently so that they may be able to remember what you taught them.  Get a piggy bank, and encourage them to save a portion of their funds.

2. Always explain to them the value of saving money. Make them understand its importance and how it will impact their life. It is important that you entertain questions from them about money and you should be able to answer them right away.

3. When giving them their allowances give them cash. Then you can encourage them that they should keep a certain amount for future needs or wants. You can motivate them to do this by telling them that the money can be saved and they can buy the new toys pr other items that they want once they are able to save enough for the purchase.

4. You can also teach them to work for money. You can start this at your own home. Pay them a small amount of cash every time they clean their rooms, do the dishes or feed their pets. This concept of earning little money will make them think that money is something they have worked for and should be spent wisely.

5. You can teach them to save money by giving them piggy banks where they can put coins and wait until they get full. You can also open bank accounts for them and let them deposit money from their allowance. You should always show them how much they have earned to keep them motivated.

Money and saving is not something that is learned by children in one sitting. You should be patient in teaching them and relating the value of money in all of their activities. Children will learn this easily if you are patient and consistent in guiding them and encouraging them in this endeavor.

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Need More Money? Here are Some Ideas to Find More Income

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Most of us need more money, especially at the holidays.  Here are some ideas to help you find more dollars for your pocket, or those extra bills:

  1. Look around your house.  Anything that you don't use, sell it.  EBay.com is a good place to start, and for free listings you can use eBid.net.  For larger items that you want to sell locally, try CraigsList.org.  Face it, we all have so many things that just sit there collecting dust that could bring you extra money.  For more information about how to sell things online, go to SurfsideMedia.com. 
  2. Check into other ways to make money online - complete surveys or make your own money making Web sites.  There are some great drop shippers who will even completely build a site for you. 
  3. Get a part time job as holiday help.  This time of year, many retailers hire extra workers.  This is a good way to make some short-term income.
  4. If you live in an area where the temperatures are more temperate, have a garage or yard sale.  this is another good way to do some house cleaning, and make some extra cash.
  5. Find more money in your budget.  Do you waste money buying things that you don't need, or could substitute?  For example, save by making your own coffee, carrying your lunch to work or school, or quitting smoking.  Keep a list of everything you spend over the next week, and decide what you can cut.  Many of us waste or overspend as much as $30 or more a day on average.  Why not take that $3 you spend on coffee each day and put it in a jar?  Then add $4 for cigarettes or beer, and $9 for lunch.  You have already saved $16 without even trying!

If you need more money, these are some great ways to get started on increasing your cash reserves.  Good luck!

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