Did you know that by law you are entitled to a free credit report from each of the three national credit bureaus every 12 months? Checking your credit report is essential in order to monitor for identity theft, fraudulent activity, and clerical errors that often occur.
AnnualCreditReport.com is a central location for consumers to request their free annual credit reports. This site was created by the three national consumer credit reporting agencies - Equifax, Experian and TransUnion.
One of the best methods to fight identity theft is by monitoring and reviewing your credit report. At AnnualCreditReport.com, you may request your free credit report online. If you prefer you may also request your report by phone or through the mail. Free credit reports requested online may be viewed immediately upon authentication of identity. Free credit reports requested by phone or mail are processed within 15 days of receiving your request, and sent to you via the mail.
In addition, research has shown that a high percentage of credit reports actually contain many clerical errors. It is important to review your personal information for accuracy, and report any errors or indications of fraud immediately to all three credit bureaus.
Protect your credit history and your personal information. Order your free credit report today!
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